Updated October 21, 2026 · 8 min read
After hail hits an Austin roof, keep people off the roof, photograph what you can see from the ground, protect the interior if water is getting in, and book a written inspection that records the storm and the damage. The National Weather Service warned of 3-inch hail across Travis and Williamson counties on 28 May 2025, so a storm record for the address is the first thing to check.
Read the guideUpdated October 21, 2026 · 8 min read
Hail in Central Texas arrives in storm bands, and the dated record from 2025 shows spring as the period when the warnings came. The sources available for this guide do not give a monthly hail calendar for Travis County, so the calendar below is a checklist for the year rather than a forecast. It sets the checks to make before each part of the year.
Read the guideUpdated October 21, 2026 · 8 min read
Wind lifts shingles at the edges, the eaves, the rakes and the ridge, where it moves fastest over the roof. The signs are lifted tabs, cracked sealant, missing shingles, bent ridge caps and metal that has moved. Many of them can be seen from the ground or the attic, and a few need a close look on the roof.
Read the guideUpdated October 21, 2026 · 8 min read
A repair is the right answer when the damage is local and the decking and framing are sound. A replacement is usually the right answer when the damage is spread across most slopes, the decking is soft, or the repairs have become more frequent than the roof is worth. The inspection, the storm record and the roof's history decide which applies.
Read the guideUpdated October 21, 2026 · 8 min read
A Texas homeowners policy generally responds to sudden hail and wind damage to a roof, and it generally excludes wear, neglect and damage that builds up over time. Which damage a particular policy covers, and what it pays, depends on the policy and on the insurer. The Texas Department of Insurance is the state agency that handles consumer complaints about insurers, and this guide does not say what any policy will pay.
Read the guideUpdated October 21, 2026 · 8 min read
A thorough Austin roof inspection checks the attic, the decking, the shingles or covering, the flashing and the gutters, and it records the storm record for the address. Each item is checked in a set order, so that the findings can be compared with the last record and with the storm. The checklist below can be used by a homeowner to prepare for a visit and to read the report.
Read the guideUpdated October 21, 2026 · 8 min read
The independent local company that does the roof work answers for the permits, registrations and insurance its job requires. The City of Austin's building and permit office sets the rules for roof work in the city, and secondary sources report that some roofing work needs a local permit. The sources for this guide did not confirm the permit rules on an official City page, so the homeowner should ask the company which permits apply and check the City's rules directly.
Read the guideUpdated October 21, 2026 · 8 min read
A landlord decides on a roof from the inspection record, the storm history, the roof's age, the repair history and the lease. In Austin, where 44.4 percent of occupied housing is owner-occupied, many roof decisions are made by people who do not live under the roof. A dated written record, a clear process for tenant reports and a timed plan for the work protect the owner, the tenant and the insurer.
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